Mortgage calculator for 2024

Do you consider buying a home? Then you probably want to figure out what you can borrow from the bank. This way you know which properties are within your budget. Frits developed a mortgage calculator which is very easy to use. Let's get started!

3 min

3 januari 2023


Bereken direct wat jij kunt lenen

Dutch mortgage calculator

In The Netherlands, banks use five leading elements to determine the maximum amount of your mortgage. The questions below need to be answered when using the mortgage calculator:

  • What is your date of birth?
  • What is your gross income?
  • Type of employment (permanent or temporary)?
  • Are you buying alone or with a partner?
  • Do you have other financial obligations?
After answering these questions with some more details, the mortgage calculator will give you an exact amount of what you can borrow from the bank. If you already have a mortgage loan at a Dutch bank and want to check if you can save money by transferring your mortgage, you can check that here.

Employee vs. entrepreneur

When you've filled in the mortgage calculator, you hopefully have a good idea of the price range of houses you can look into. However, if you are an entrepreneur, calculating your mortgage works a little bit different. Banks will want to know a lot more about you, such as your profits and losses from the last three years. Furthermore, they will check if you can afford the mortgage for the years to come, that's why they will check your solvency and liquidity.

Buying a house in The Netherlands

Buying a house is an important step and can be quite stressful, maybe even more so when Dutch is not your primary language. But rest assured, the advisors of Frits will help you along every step of the way. They will answer all your questions and find the best mortgage for you with the lowest interest rate. Also, it's good to know that Frits is one of the most competitively priced mortgage advisors on the market.

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Calling an Expert

Would you like to discuss your situation with one of our certified mortgage advisors? If so, please leave your phone number. At a time that suits you, you will receive a call, and you can ask all your questions. In the free initial conversation, 80% is already covered.


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Marco Palfenier

Marco werkt al een aantal jaar als hypotheekadviseur bij Frits en helpt klanten bij het vinden van de juiste hypotheek. Lees verder

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