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Dutch mortgage calculator
In The Netherlands, banks use five leading elements to determine the maximum amount of your mortgage. The questions below need to be answered when using the mortgage calculator:
- What is your date of birth?
- What is your gross income?
- Type of employment (permanent or temporary)?
- Are you buying alone or with a partner?
- Do you have other financial obligations?
Employee vs. entrepreneur
When you've filled in the mortgage calculator, you hopefully have a good idea of the price range of houses you can look into. However, if you are an entrepreneur, calculating your mortgage works a little bit different. Banks will want to know a lot more about you, such as your profits and losses from the last three years. Furthermore, they will check if you can afford the mortgage for the years to come, that's why they will check your solvency and liquidity.
Buying a house in The Netherlands
Buying a house is an important step and can be quite stressful, maybe even more so when Dutch is not your primary language. But rest assured, the advisors of Frits will help you along every step of the way. They will answer all your questions and find the best mortgage for you with the lowest interest rate. Also, it's good to know that Frits is one of the most competitively priced mortgage advisors on the market.
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